Best Auto Insurance Rates – 4 Steps to Save 40% to 50%

Best auto insurance rates can be lower by 50% the price of your car insurance by following these 4 simple steps to save you money.

Lower your car insurance premiums and you will be amazed at just how easy it is to save this much money. Read this article and you will learn what insurance companies will do for you to lower your price.

If you are looking for a solution to lower the price of your car insurance, welcome to the club. Many people want to save money on their car insurance and are willing to do what it takes to get the price to come down, once they know what to do.

Most people in this country have been getting their car insurance from the same agent and from the same company for as long as they can remember and wonder why their insurance price keeps going up.

There are things you can do to bring down the price

  • Buy your car insurance and homeowners insurance from the same company to get the best auto insurance rates.

This will get you a discount of at least 10% on your car insurance. This is what we do and even the direct car insurance companies cannot match the price.

  • Drop the comprehensive car insurance policy and go with a straight liability policy which you can do if your car is paid for and this will save you an additional 20%.
  • Raise the deductible

Raising the deductible to $1000-$1500 per accident will lower the cost of your insurance at least 40% right away. Just make sure you have enough money in the bank that you can pay any deductibles out of your pocket in the event that you would cause the mishap that will result in property damage and injury to other people.

  • Shop

Even if you have insurance go online and submit your application to five different companies using a high deductible and you will be amazed at how much lower prices will come back. After you have done that, call your agent tell him what you have done and ask if he can match the price.

  • Jimmy says this is how you can lower your car insurance price

Best auto insurance rates are not difficult to find if you will just take one hour of your time and do comparison shopping and apply the available discounts.

North American Toyota Sales Hits Record in 2013

Many people are proud Toyota owners. In fact, the company has long enjoyed record sales and has been a leader in the industry for automobile sales in the United States for several years. Toyota again topped the sales category in 2013 with record sales in North America. This is something the company has become quite accustomed to and it is also something that they are likely to continue to experience, as there are a number of proud Toyota owners that are driving cars today.

It is easy to understand why there were Toyota record sales 2013. Few other car companies are able to make a car that will last as long as those made by Toyota. Many customers who purchased a Toyota, 10 or even 15 years ago are still driving the same automobile today. Moreover, they are still happy with the car and report few problems. This is a major portion of the company’s ability to become a mainstay in North America and to enjoy the sales that they have been able to enjoy for several years.

In addition to Toyota’s reputation for overall quality and dedication to its customers, there are a number of specific reasons that the company has managed to outsell its competitors year after year. The biggest reason is that its automobiles are simply leaders in their categories time and time again. According to Toyota’s USE Newsroom, the Camry, Toyota’s leading midsize four door sedan, is the best-selling car in America for the 12th straight year in a row. This is huge because the automotive industry is so competitive that it is extremely difficult to enjoy that type of popularity for such a long period of time. Even Toyota’s recent bouts with issues concerning the accelerator in some of their automobiles has not destroyed their ability to remain strong as a sales leader.

In addition, Toyota sells a number of other vehicles that are also leaders in their class. The Toyota Corolla is one of the best-selling automobiles for entry level buyers who want a great car that offers great looks and reliability and without costing too much money. The car is able to deliver on all counts and Corolla owners often continue to buy new Corolla’s or graduate to the slightly larger and more expensive Camry. Toyota has cornered the market in the hybrid and electric car sales with its Prius. It was essentially the frontrunner in creating a car of this type as it was the first car company that was able to manufacture a car that could operate as a hybrid and remain popular. It has now forged the way for other car companies to do the same.

Toyota has also has seen a huge increase in sales of its trucks, with the Tundra and the Tacoma, gaining popularity every year. Essentially, Toyota has a vehicle for each and every individual and is able to construct a vehicle for virtually any type of circumstance. Regardless whether a customer is looking for an inexpensive car that can get them from point “a” to point “b” in style or a large four door truck that can haul or tow virtually anything, Toyota can definitely deliver.

In closing, it is not surprising at all that Toyota has seen record sales in North America for 2013. The company has led the way for several years in a number of different classes of automobiles and it is likely to continue in the future. The great looks and reliability of their automobiles makes it easy to understand why so many customers are proud Toyota owners, and they will likely continue to purchase Toyota’s in the future.

Convenient Way for Comparing Auto California Insurance

In the present market, one can easily find hundreds of companies offering auto insurance. Every company states, its policies to be the best in the market, highly reliable and affordable. Hence, for the layman, who is not aware of how to select the perfect Insurance Quotes California Auto to meet his needs and requirements, is left with a daunting task. Almost every auto insurance agent pressurizes their customer into signing the insurance contract claiming that they would be provided with all the facilities or by giving wrong information about the policy or simply by hiding the negative ones.

This is the reason why, it is very important for every individual looking for Auto California Insurance Quote to exercise extreme caution during the selection process. A better way to start the search for a good insurance company and policy is to being much in advance, before the present policy expires. Firstly, the individual should ask the existing company to provide a quotation for the vehicle, since some companies do offer discounts on renewals. The second thing is to check the immediate requirements on the insurance and what it should cover, so that he/she can drive the vehicle safely out in the open.

A well selected California Auto Insurance Quote not only saves money for the individual, but also provides peace of mind and calm that is required while possessing and driving a car, especially due to high traffic and accidents and thefts taking place. Asking for quotation from different companies would help the individual to compare between them and find out what others have to offer, in terms of the coverage and the price offered. It is only by comparing the different auto insurance policies that the individual is likely to have a clear answer as to which one would suit his requirements in the best possible manner.

These days, the presence of the web and online sites has made it possible for anyone to avail any type of information at the click of the button. Therefore, the individual can simply visit sites that offer Auto Insurance Quote California and check out for himself the coverage and rates on his vehicle, conveniently at the comfort of his home or office. There are plenty of online sites that are reliable and offer the best rates to its customers. All the individual needs to do is to provide relevant information to the site as asked and with some clicks, sure to get the details needed by him to compare the rates and coverage.

Moreover, it is possible to get different California Auto Insurance Quotes for free and getting information and buying the policies online is simply hassle free, as compared to visiting the insurance companies and having to search for an agent. Also, the online sites have efficient and qualified customer care executives, who are more than eager to assist the potential and existing customers to answer all their queries and to help them to purchase the perfect insurance coverage. This is indeed a boon for those people who find it troublesome or just do not have the time to visit the insurance office to buy one.

What to Look For In Used Honda Dealers Before Acquiring a Vehicle

When it comes to purchasing a vehicle, it is always good to go for a used or pre-owned vehicle. Read on to learn why. Used vehicles serve two purposes for the shoppers. Firstly, it allows the shopper to purchase his/her favorite dream vehicle. Secondly, the price is much less than the new ones. Ford dealers Houston are offering excellent range of Used and Pre-owned vehicles at their ford dealership in Houston. You can head to their leading ford dealership and choose a vehicle of your dream.

In an effort to save your money, lot of people avoid purchasing used or pre-owned vehicles from dealers and choose to shop private owner instead. At times, it could save good amount of your money, but are you truly getting the same quality outlet? Just because the asking vehicle price is lower, it doesn’t mean it is the good deal. Shopping for a pre-owned or used vehicle usually starts out as an exciting and entertaining experience but as shopper get closer to making their vehicle purchase decision, they locate that the delectation has been replaced by Incertitude. There are numerous approaches why shopper become uncertain about their vehicle purchase, most noticeable of which involves being uncertain about the vehicle history in question.

When you start the process of purchasing a vehicle, there are many approaches to take into mind. Your vehicle price range is an immediate aspect, but you also likely have an idea of what you would like from vehicle dealers. Your ford dealers Houston can make firm that you get exactly what you are searching for. However, to find a reliable Houston Ford dealer, you need to learn what to look for. Even though it may seem like a challenging job at first, selling vehicle on Big Star Ford can be more rewarding and exciting than you could ever imagine.

There are numerous alternatives available when it comes to purchasing a used vehicle and going online with specialist online sites to locate and search a used vehicle dealer is one of the easiest and fastest ways of getting the vehicle of your dreams. Purchasing a pre-owned or used car is a good way to save some amount of your money, while still getting a decent vehicle. If you shop wise you can locate a good used vehicle.

Why one ought to buy a used vehicle? Obviously because everyone cannot afford to purchase a brand new vehicle! Purchasing either a used or pre-owned or a brand new vehicle is complicated on account to the great variety of vehicles and models in the market. It may be difficult to get a vehicle of one’s choice. Prices of brand new vehicles are so high. Luckily for the budgetary challenged shoppers, there is an option to owning if not a new vehicle, purchase a used or pre-owned vehicle that fits ones budget and lifestyle perfectly.

Mama & Baby Expo coming in May

Are you planning for a new addition to your family?

As with most expectant parents, this is a busy time, gathering information and collecting all the products and services needed for you and the baby.

San Antonio is fortunate to have a valuable resource for mothers called the San Antonio Birth Collective. This is group of local childbirth and postnatal support professionals. The non-profit group offers a membership that provides a resource directory that is free to parents. Check the link above to learn more about how to apply for membership and how the group is “serving families through education and practical support”.

One of the big events that is sponsored by the SABC is “The Mama & Baby Expo”. This is the 3rd year for the San Antonio gathering and it will be held on May 3rd from 1-4 pm at the TriPoint Event Center. The location is at the corner of St. Mary’s and Hwy 281 near the YMCA.

The expo will feature a documentary about childbirth plus a fashion show and dozens of vendors. This is a great opportunity to meet local midwives and doulas and review the many products and services to help parents. Door prizes and music and games will be available to keep the little ones busy. Check the link above for tickets and further details. Children under age 12 are free.

Best wishes to all expectant parents.

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Advantages Of Getting An Aftermarket Car Audio System

Anyone who wants to get the utmost from their automobile audio system, especially those using a discerning ear, should critically consider installing a top quality aftermarket stereo. Your car’s factory method consists of a stereo and some speakers. In a large proportion of instances, in the event that you replace these, your audio will seem better. Sounds fairly straightforward. An “after-market” automobile stereo is one which you purchase and install in your automobile after you have bought the car. The stereo that came with the automobile when it had been fabricated is referred to as an “OEM” stereo (“original equipment manufacturer”).

Navigation methods. Car DVD players. The truth is, selecting to install your automobile GPS and/or mobile movie players as after market equipment can save you a great deal of money without sabotaging either their performance or their look!

There are lots of good after marketplace stereos out there, but there is also tons of crappy ones. Go with a well-known brand like Pioneer, Kenwood, or Sony. Aftermarket navigation systems can be found in both portable and installed variants, and you will be shocked at exactly how affordable they are.

Mobile auto GPS tend to be mark down due to the risk of stealing, but they do offer perks like having the ability to operate the nav system-while the vehicle is in motion (let the passenger do it please!) and the ability to transfer the unit from one car to another (excellent for rental cars, too!).

Most of us are not sure about upgrading the sound system as they are worried it will likely be too complicated, both fitting or compatibility. The remainder tends to take care of its self.

How big is the loudspeakers is determined by the dimension of the “holes” left in the previous speakers. The depth is the total amount of space between the door card wall as well as the car door wall this is going to vary from car to car.

There are plenty of reliable online merchants you can purchase from, or you can get your stereo at any “big box” shop. Be careful when purchasing online to pick a vendor who is authorized by the manufacturer, or else the guarantee will never be valid. If you are uncertain, you’d be more fortunate purchasing from a local retailer.

A professional will always do better. And, specific stores and specialists simply sell aftermarket car audio products and add-ons. Among the most important thing to think about is cost.

Honda’s domestic CL72 Type 2 Scrambler… one of a kind in the U.S.A.

Just when you think you have “been there-done that” with most all of the Honda 250-305cc variants, which for me can include Police Bikes, solo-seat, rotary-gearbox Dreams, and first-year production Scramblers, something new pops up, quite unexpectedly. In preparing my book, “History of the Honda Scramblers” (Silver, 2012), all the data and manuals available helped to shape the story and filled in some gaps in the author’s knowledgebase. One of the reference material items was a Japanese-language Honda Scrambler Parts Manual, which included CL72, CL77 and CL300 editions. Tucked inside one of the production charts was a mention of some Type 2 (360 degree firing) CL72s.

Early US shop manuals showed the Type 2 engine option for 250cc Scramblers, and I have been aware of an early 1964 version, but overall these are very rare bikes to find in this country. In the Japanese CL parts book, it appears to show that the Type 2 engine was available in all years of production, from 1962 through 1965, at least. Generally, the only way that one of these machines turns up in the US is usually due to the actions of a 1960s-era servicemen, who bought one in Japan and had it shipped back when after a transfer or discharge from the service.

While researching the History of the Honda Scrambler book, I interviewed Dave Ekins (who was test-riding early pre-production models) and he stated that American Honda needed to make a decision about whether to bring in Type1 or Type2 models and asked him for guidance. Because the Type2 engines have more pumping losses at high rpms, he recommended that AHMC only bring in the Type1 powered machines which produced more power overall, even in stock form. Rather than bring in both, requiring extra parts inventories, the decision was made to stick with the Type1 models for US consumption.

Fast forward to March 2014 and an interesting Craigslist posting popped up during one of my recurring searches for vintage Hondas located in SoCal for sale. Their numbers are dwindling, but periodically something unusual or previously unseen/unknown turns up as a surprise. In this case, the headline title of the CL posting was: 1966 Honda CL72 Dream Scrambler. With only two photos to go by, a quick look revealed that the bike had DLS (double-leading shoe) brakes, seen only on 250 Scramblers made in 1965 (CL72-1008851 for US bikes and CL72-1502911 for domestic Type 2 models). The serial number shared by the seller over the phone was CL72-1503108! Considering that Honda began the seven-digit serial numbers at the beginning of 1965 for all models of 250-305s, the production date must have been in early 1965, the 3108th one built then.

The posting was both specific and vague, causing numerous replies to the ad to question the authenticity of the machine. Some thought that the tank badges were incorrect or fakes and others thought that the bike was built up from parts of other bikes. The frame and engine numbers were both close to each other, thus a factory pairing, but people were confused to see a CL72 with “big brakes.” Closer examination of the photos revealed a heel-toe shifter and turn signal switch on the right hand side of the handlebars. The handlebars appear to be unbent except at the left end and the cable system is that of the early CL72s, using the “mousetrap springs” with matching lever brackets and the large knob adjusters, which were eventually replaced with standard CB72-77 lever brackets and adjusters.

Once he gave me the serial numbers the next question I asked was “Does it have TYPE 2 on the points cover?” “Yes, it does!” he answered. While the owner was fairly informed about the 250cc Scrambler bike series, in general, he realized that “MrHonda” was feeding him all the confirmation of the bike’s features over the phone that he needed to make sense of what he had in the garage and why it wasn’t matching up with his on-line research of the 250cc Scramblers. What he had was a genuine Japanese domestic CL72 with the optional Type 2 engine, right from the factory. The “Dream 250” tank badges were superseded to “Honda 250” types in 1964, for the US machines, but I have seen domestic 1965 CP77 Super Hawks with “Dream 300” tank badges in place on original bikes. The AHMC rules here don’t always apply to those of the Japanese domestic market models!

An appointment was made and kept promptly, then spent an hour and a half reviewing the various features of the bike, one-by-one. The bike had steel fenders, just like those of the early CL77s sold in the US, along with the solid-mounted rear fender. The seat pan was the early-style double hook type, but the suspension pieces were all “late” CL77 style, featuring alloy forks and the “big brake” wheels. The rest of the parts which were Japanese domestic specification included the turn signal switch, kph speedometer, rigid driver footpegs, a Ministry of Transporation sticker on the swing arm, replaceable headlight bulb and front turn signal stalks coming out of the headlight shell bolts. The headlight switch was a 3 position type and the headlight reflector accepts the removable round base bulb. Revealed in the Japanese parts book was that 2nd and 3rd gear ratios were unique for this particular engine style. The main product code for the Type1 250cc Scramblers is -273-, however any Type2-specific parts are coded -274-. Those -274-coded parts include the camshaft, crankshaft, condenser and the two sets of transmission gears.

CL72-77 rims are always an issue with these models, as they have deep grooves which strengthen the rim, but also becomes a rust, dirt, mud channel which can ruin the rim completely in extreme cases. Today, even getting decent rims re-plated can cost upwards of $200 per rim, so this can be a big consideration. The rims on this bike had a few small areas where the wheels were left in one position for many years. There are some small pitting areas, but overall they should clean up pretty well.

Missing were the rear turn signal brackets and the top shock covers. Bonus items included the original Japanese language owner’s manual, service booklet and the tool kit/with tools still in place! Most of the rubber items, like the side cover bumpers, speedometer packing, tank mounts are degraded or missing. The fuel tank knee pads are in decent condition, however. The centerstand bumper was missing altogether, so the stand comes up above horizontal when retracted.

The engine compression readings were 180/170, which are quite good for bikes of this age, but the clutch lever pull was very difficult and the clutch adjuster lineup marks were off a ¼,” so something is amiss with the clutch assembly. The clutch cover screws are all looking a bit chewed up, so someone has been in there mucking around. When the clutch cover was reinstalled, the shift lever was misaligned so the toe portion was too low for the footpeg location, which didn’t help the shifting issue.

The stock exhaust pipes had the standard small baffles installed, but there apparently was no muffler installed in this 1965 model. It appears that the rear mount bolt, which ties the exhaust pipes to the frame, at the rear of the frame, has been replaced perhaps with a larger bolt. These mounting holes are often damaged when the bolt loosens up and backs out a little at a time, which causes damage to the thread holes. The special muffler mounting bolt is 8mm, so perhaps the stock bolt was lost and a plain 8mm bolt was installed in its place.

The bike fired up on the second kick, however it went into an artificially high idle and the speed screws could be backed all the way out with no change in rpms. A drive down the street yielded only 1st and 2nd gears after pulling firmly on the shift lever, so either the shift selector parts are worn/broken or there is something amiss inside the transmission. Some investigation is in order to remedy this issues, plus a few others before the bike is fully safe to ride again. The license plate is stamped 1984 and the student parking stickers on the fork legs date back to the 1977 era. This bike has been sleeping for a LONG TIME!

So far, the known history is the local seller got the bike from his father, who was in the Navy in the 1960s, bought the bike from a buddy when they were in California. The bike was titled in CA, then he moved to Indiana and the bike was registered there since 1966. The bike went into storage in the 1980s and just came to light recently when it was brought to California at the end of last year.

Stay tuned for the arrival, evaluation and repairs required to bring it back to full function once again!

Bill “MrHonda” Silver

So you’re stuck on a road

Getting stuck on an unfamiliar road can be a nightmare situation. Do you have what you need in case your vehicle leaves you stranded? Are you prepared for a vehicle emergency? Here are some recommended essentials every motorist should have at their disposal just in case…

1) A spare tire! So you think your new car automatically comes equipped with a spare? WRONG? A doughnut or the full-sized spare of yesteryear has fallen by the wayside in many new vehicles, replaced by a repair kit designed to seal small leaks. The kit however is pretty useless, especially if you happen to snag a road hazard that rips your tire to shreds! Fuel economy requirements have prompted automakers to start offering smaller, temporary spares, and in some vehicles, no spares at all. So if you don’t have an extra tire in your trunk, get one PRONTO because you just never know. Yes, there should be ample disclosure when it comes to your vehicle of choice but alas…. Some automakers do have a “no spare” disclosure on the inside door panel, but if you want to know for sure, check with the dealer or car rental company.

2) Keep a flashlight handy. One of the smartest things you can do is to always keep a flashlight around and one that works. Store the torch in a dry, cool place like your glove compartment. Make sure you have extra batteries that are fresh and working so that you’ll never be left in the dark.

3) Great fixer uppers. Vinyl tape is a great mend for a radiator hose; jumper cables will perk up a dead battery; bungee cords are super fasteners; a gallon of coolant does the trick for parched radiators; extra engine oil will take care of that annoying tapping sound; an extra fan belt is the answer just in case yours snaps and a small tool box with pliers, various screwdrivers, adjustable wrenches for the ‘whatyoumacallit’ that needs tweaking. Make sure to keep reflectors and flares on hand so that your vehicle will be more visible to drivers that might suffer from the dreaded night blindness.

4) Don’t forget the small essentials…a roll of paper towel; antibacterial wipes; pair of work gloves; coveralls (no need to mess up a cute outfit); First Aid Kit; fold up umbrella and rain poncho; blanket and believe it or not, a 5-pound bag of kitty litter which works pretty well for tire traction on icy surfaces.

5) Munchies. A morsel or two of a non-perishable snack could come in handy if you’re stranded for a few hours. Snacks like an energy bar in the glove compartment that will retain its freshness for more than a minute but do check on the expiration date every now and then.

6) Cell phone. Nowadays, pretty much everyone carries a cell phone that is great for especially emergencies. A smart move would be to always carry a charger for your cell in the car, so that you can always be ready to make an urgent call if need be. The extra money spent on a car charger will be well worth it.

William Clay Ford, last grandchild of founder Henry Ford dies at age 88

William Clay Ford, who helped steer Ford Motor Company into the modern era as an employee, director and influential member of the Ford family, died Sunday morning at his home from pneumonia.

Mr. Ford, 88, served as Director Emeritus, Ford Motor Company and was the last surviving grandchild of the company’s founder, Henry Ford.

In a press release, Ford Motor Company states that Mr. Ford served Ford Motor Company for 57 years as an employee and board member, playing a pivotal role in shaping the company for more than half of its 110-year history. He was elected to the Board of Directors on June 4, 1948, and began his employment with the company after graduating from Yale University in 1949. In 1957 he was elected chairman of the Design Committee, a post he held for 32 years.

Throughout his career, he was instrumental in setting the company’s design direction, overseeing the development of a number of classic vehicles, including the Continental Mark II, considered by many to be one of the most iconic cars ever built.

Detroit Lions team owner
Mr. Ford was owner of the Detroit Lions football team. Ford purchased the Detroit Lions in 1963 for a reported $4.5 million.

Mr. Ford is survived by his wife of 66 years, Martha Firestone Ford; daughters Martha Ford Morse (Peter), Sheila Ford Hamp (Steven), and Elizabeth Ford Kontulis (Charles); son William Clay Ford, Jr. (Lisa); 14 grandchildren and two great-grandchildren.

In honor of Mr. Ford’s memory, Ford Motor Company locations in the U.S. will lower their American and Ford flags to half-staff for a 30-day period. Ford locations outside of the U.S. will follow local custom.

Thinking About Car Window Tinting? – Car Window Tinting Ontario

Were you aware that auto motion picture Mpls has been in existence forever? There are lots of people who think that motion picture is fairly the latest mainly because folks are simply knowing their lots of benefits. Men and women will continually be told in regards to the diverse great things about window tinting which include:

  • Not coming in contact with the dangerous rays of the sun. This has been postulated repeatedly. Sunlight has a lot of benefits nevertheless it may also give a great deal of damage in case you turn out to be subjected to this quite often. Movie throughout New york can assist you avoid them as a result specially from 10am in order to 2pm in which sunshine reaches its cleverest.
  • Reduced warmth. Have you ever been as part of your vehicle with your air conditioner fired up from highest however you still feel very hot? This can be as a result of temperature in the sunlight. Around you desire to feel safe, not having windowpane color may lure your sun’s warmth inside your car.
  • Increase to look at. We cannot deny that will cars that have the best amount of window tint look very great. Is going on selecting the best a single for your car.

Choosing the correct Windowpane Shade

If you are currently taking into consideration acquiring the appropriate type of screen hue for the vehicle, you might knowledge an issue if you realize that you may not understand which you ought to decide on since there are so many options with auto window tinting film Ontario. Folks who wants bother making a choice just yet, here are several from the tips that one could follow:

  • Know just what your life purpose is made for obtaining the screen shade. Do you want to understand it because you like to have some personal privacy? People that perform generally buy dyed film eye-port tint. This is also similar to the initial windowpane shade containing been created. There are different variations along with colors that are offered currently although.
  • Know after that very best fit your car or truck. Such as described previously, you have to make sure your car or truck can look great despite it’s been shaded.
  • Know the correct brand name that you feel behaves your preferences the very best. There are several people who find themselves quite specific concerning the brand names that they are likely to select because they believe branded windowpane hue films are already tried and tested. If you want to try out model significantly less kinds, it could be far better to choose one using guarantee.

One of many main reasons why people make a decision at a later date which they wouldn’t normally like to get their glass windows tinted any longer is that they feel that they may be just over spending upon car motion picture Ontario. Think it over this way, of the question shade can last for the excellent, long time. You are also gonna put it to use almost all the moment thus with the advantages mentioned above, it will likely be worth every penny as opposed to locating alternatives to your current car or truck troubles.Please follow this link for more info on auto window tinting in Ontario